Credit Grade Calculator

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Credit Grade Calculator

Please enter the information as best you can to find out your credit grade.

Section A: Mortgage Lates

Within the last 24 months have you had any late payments on your mortgage?

If yes, continue, otherwise skip to section B.

Number of Mortgage Lates

Within the last 12 months

Between 13 and 24 months ago

30-59 days late

60-89 days late

90+ days late

Are you currently late on your mortgages?

Section B: Consumer Loan Lates

Have you had any late payments on your credit cards, auto loans, student loans or any other consumer debts?

If yes continue, otherwise skip to section C.

Number of Consumer Lates

Within the last 12 months

Between 13 and 24 months ago

30-59 days late

60-89 days late

90+ days late

Are you currently late on your consumer loan payments?

Section C: Collections, Charge offs, Judgements, Tax Lien

Do you have any collections, charge offs, judgements or tax liens?

Section D: Bankruptcies

Have you been bankrupt during the last 7 years?

Section E: Foreclosures

Have you had any foreclosures during the last 7 years?

Section F: Payment load

Do you have a lot of consumer debts, such as credit cards, auto loans, student loans, etc.?

Section G: Equity in your property

The value of my house is $
The total amount of loans on my house are $

Cobalt Financial Corp - 10251 Vista Sorrento Pkwy - San Diego, CA 92121
Office Phone: (760) 602-2900 Fax: (760) 602-0014 Toll Free Phone: (800) 788-6522

Privacy

At all times, we respect the customers privacy. We do not sell, share, or otherwise distribute any customer information, except in connection with a specific loan approval request and only with properly targeted lenders. We do not database our customer information for others to use in marketing or co-marketing. We pride ourselves in soliciting your business in a proper manner and with the intention of providing useful information. If at any time, you are excessively bothered, please let us know by phone, fax, email or just an ordinary letter.

We lend in the following states: CA

CAMB - California Association of Mortgage Brokers